Д-р Ричард Коссман рассказывает:
"The way I got the story is this. Henry Kaiser visited his friend Franklin Roosevelt in the White House and said, "Franklin, we are in the midst of a war-you want these Liberty ships built, but I don't have enough employees. You put these wage and price controls around my neck: I can't get any new workers. Now here is an idea that my staff has come up with. You let us induce employees by giving them free medical care. You let us charge the costs off as a business expense, and you tell your IRS not to tax it to the employee as income." That was the beginning of our problem.